سوال ۱۲ کنکور ارشد مدیریت کسب‌وکار (MBA) ۱۴۰۳

Choose the underlined part that must be changed for the sentence to be correct. The four marked parts are listed as the options.

Those groups tend to be hit hardest by inflation, which have yet to return to 2020 levels, and high interest rates, which have frustrated first-time home buyers and drained the finances of those dependent on credit.